@import"https://fonts.googleapis.com/css2?family=Inter:wght@400;500;600;700&family=Merriweather:ital,wght@0,300;0,400;0,700;0,900;1,400&display=swap";*,*:before,*:after{margin:0;padding:0;box-sizing:border-box}:root{--brand-navy: #0A192F;--brand-navy-light: #1D2D44;--brand-burgundy: #8B0000;--brand-gold: #B8860B;--bg-page: #FAFAFA;--bg-white: #FFFFFF;--bg-alt: #F0F2F5;--text-main: #1C1C1E;--text-muted: #5A5A5C;--text-light: #8E8E93;--border-subtle: #E5E5EA;--border-strong: #C7C7CC;--radius: 4px;--shadow-subtle: 0 2px 4px rgba(0,0,0,.03);--shadow-focus: 0 0 0 3px rgba(139,0,0,.15);--transition: .2s ease}html{scroll-behavior:smooth;font-size:16px}body{font-family:Inter,-apple-system,sans-serif;background:var(--bg-page);color:var(--text-main);line-height:1.6;-webkit-font-smoothing:antialiased}h1,h2,h3,h4,h5,h6{font-family:Merriweather,serif;color:var(--brand-navy);line-height:1.3}a{color:var(--brand-navy-light);text-decoration:underline;text-decoration-color:var(--border-strong);text-underline-offset:4px;transition:var(--transition)}a:hover{color:var(--brand-burgundy);text-decoration-color:var(--brand-burgundy)}.container{max-width:1000px;margin:0 auto;padding:0 24px}.container--narrow{max-width:720px}.navbar{background:var(--bg-white);border-bottom:1px solid var(--border-strong);padding:0 24px}.navbar__inner{max-width:1000px;margin:0 auto;display:flex;align-items:center;justify-content:space-between;height:70px}.navbar__brand{font-family:Merriweather,serif;font-weight:900;font-size:22px;color:var(--brand-navy);text-decoration:none;display:flex;align-items:center;gap:8px;letter-spacing:-.5px}.navbar__brand:before{content:"§";color:var(--brand-burgundy);font-size:24px;font-weight:400}.navbar__links{display:flex;gap:24px}.navbar__link{font-size:14px;font-weight:500;color:var(--text-muted);text-decoration:none;padding:4px 0}.navbar__link:hover{color:var(--brand-navy);text-decoration:none;border-bottom:2px solid var(--brand-navy)}.navbar__link--active{color:var(--brand-navy);font-weight:600;border-bottom:2px solid var(--brand-navy)}.hero{padding:60px 24px 80px;background:var(--bg-white);border-bottom:1px solid var(--border-subtle);text-align:center}.hero__illustration-container{max-width:160px;margin:0 auto 24px;opacity:.85}.hero__main-img{width:100%;height:auto;mix-blend-mode:multiply}.hero__title{font-size:clamp(2rem,4vw,2.75rem);font-weight:900;margin-bottom:16px}.hero__sub{font-size:1.1rem;color:var(--text-muted);max-width:600px;margin:0 auto 40px;font-family:Merriweather,serif;font-style:italic}.ai-consultation{max-width:680px;margin:0 auto;background:var(--bg-page);border:1px solid var(--border-strong);border-radius:var(--radius);box-shadow:var(--shadow-subtle);overflow:hidden;text-align:left}.ai-consultation__header{background:var(--brand-navy);color:#fff;padding:16px 20px;display:flex;align-items:center;gap:12px;font-family:Merriweather,serif;font-size:15px;font-weight:700}.ai-consultation__header:before{content:"⚖️";font-size:18px}.ai-consultation__body{padding:24px;min-height:180px;max-height:400px;overflow-y:auto;display:flex;flex-direction:column;gap:16px;background:#fff}.ai-msg{font-size:15px;line-height:1.6;padding:14px 18px;border-radius:var(--radius);max-width:90%;border:1px solid transparent}.ai-msg--bot{align-self:flex-start;background:var(--bg-alt);border-color:var(--border-subtle);color:var(--text-main)}.ai-msg--user{align-self:flex-end;background:var(--brand-navy);color:#fff;border-radius:var(--radius) 0 var(--radius) var(--radius)}.ai-msg--typing{font-style:italic;color:var(--text-light);padding:8px 0;background:none;border:none}.ai-consultation__input-area{display:flex;border-top:1px solid var(--border-strong);background:#fff}.ai-consultation__input-area input{flex:1;padding:16px 20px;border:none;font-size:15px;font-family:Inter,sans-serif;color:var(--text-main);outline:none}.ai-consultation__input-area input:focus{box-shadow:inset 0 0 0 2px var(--brand-navy-light)}.ai-consultation__input-area button{padding:0 24px;background:var(--brand-burgundy);color:#fff;border:none;font-family:Inter,sans-serif;font-weight:600;font-size:14px;cursor:pointer;transition:background var(--transition)}.ai-consultation__input-area button:hover{background:#600000}.categories{padding:60px 24px;background:var(--bg-page)}.section-title{font-size:1.75rem;margin-bottom:32px;text-align:center;position:relative;display:inline-block;left:50%;transform:translate(-50%)}.section-title:after{content:"";display:block;width:40px;height:3px;background:var(--brand-burgundy);margin:12px auto 0}.cat-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:20px;max-width:1000px;margin:0 auto}.cat-card{display:flex;flex-direction:column;padding:24px;background:#fff;border:1px solid var(--border-strong);border-radius:var(--radius);text-decoration:none;transition:all var(--transition)}.cat-card:hover{border-color:var(--brand-navy);box-shadow:4px 4px 0 var(--brand-navy-light);transform:translate(-2px,-2px)}.cat-card__header{display:flex;justify-content:space-between;align-items:baseline;margin-bottom:12px}.cat-card__title{font-family:Merriweather,serif;font-weight:700;font-size:1.1rem;color:var(--brand-navy);text-decoration:none}.cat-card__amount{font-family:Inter,sans-serif;font-size:12px;font-weight:700;color:var(--brand-burgundy);padding:4px 8px;background:#fff0f0;border-radius:2px}.cat-card__desc{font-size:14px;color:var(--text-muted);line-height:1.5;text-decoration:none}.article{padding:60px 24px}.article__header{text-align:center;margin-bottom:48px;border-bottom:1px solid var(--border-strong);padding-bottom:40px}.article__breadcrumb{font-size:13px;color:var(--text-light);margin-bottom:24px;text-transform:uppercase;letter-spacing:.5px}.article__breadcrumb a{color:var(--text-muted);text-decoration:none}.article__title{font-size:2.5rem;margin-bottom:16px}.article__content{max-width:720px;margin:0 auto;background:#fff;padding:40px;border:1px solid var(--border-subtle);box-shadow:var(--shadow-subtle)}.article__content h2{font-size:1.5rem;margin:40px 0 16px;border-bottom:1px solid var(--border-subtle);padding-bottom:8px}.article__content h3{font-size:1.2rem;margin:24px 0 12px}.article__content p{margin-bottom:16px;color:var(--text-main);font-size:1.05rem}.article__content ul,.article__content ol{margin-bottom:24px;padding-left:24px}.article__content li{margin-bottom:8px}.article__content strong{font-weight:600;color:var(--brand-navy)}.source{display:inline-block;font-family:Inter,sans-serif;font-size:11px;font-weight:600;color:var(--brand-burgundy);text-transform:uppercase;border:1px solid var(--brand-burgundy);padding:2px 6px;border-radius:2px;vertical-align:super;margin-left:4px;cursor:help}.info-box{padding:20px 24px;border:1px solid var(--border-strong);border-left:4px solid var(--brand-navy);background:var(--bg-page);margin:24px 0;display:flex;gap:16px}.info-box--warning{border-left-color:var(--brand-burgundy)}.info-box__icon{font-size:20px;flex-shrink:0;line-height:1;display:flex;align-items:center}.info-box__content{font-size:14px}.calculator{background:var(--bg-alt);border:1px solid var(--border-strong);padding:32px;margin:40px 0}.calculator__title{font-size:1.25rem;margin-bottom:8px;display:flex;align-items:center;gap:8px}.calculator__sub{font-size:14px;color:var(--text-muted);margin-bottom:24px}.calc-form{display:grid;grid-template-columns:1fr 1fr;gap:20px}.calc-field{display:flex;flex-direction:column;gap:6px}.calc-field--full{grid-column:1 / -1}.calc-label{font-size:13px;font-weight:600;color:var(--brand-navy)}.calc-input,.calc-select{padding:12px;border:1px solid var(--border-strong);font-size:15px;font-family:Inter,sans-serif;background:#fff;color:var(--text-main);outline:none;transition:border-color var(--transition)}.calc-input:focus,.calc-select:focus{border-color:var(--brand-navy);box-shadow:var(--shadow-focus)}.calc-btn{padding:14px 24px;background:var(--brand-navy);color:#fff;border:none;font-family:Inter,sans-serif;font-weight:600;font-size:14px;text-transform:uppercase;letter-spacing:1px;cursor:pointer;transition:background var(--transition)}.calc-btn:hover{background:var(--brand-navy-light)}.calc-result{margin-top:24px;padding:24px;background:#fff;border:1px solid var(--border-strong);border-left:4px solid var(--brand-gold);display:none}.calc-result.visible{display:block}.calc-result__value{font-family:Merriweather,serif;font-size:1.5rem;font-weight:900;color:var(--brand-navy)}.calc-result__explain{font-size:14px;color:var(--text-main);margin-top:8px;line-height:1.6}.stat-row{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:16px;margin-bottom:40px}.stat-card{padding:24px;background:var(--brand-navy);color:#fff;text-align:center;border-radius:var(--radius)}.stat-card__number{font-family:Merriweather,serif;font-size:2rem;font-weight:900;margin-bottom:4px}.stat-card__label{font-size:13px;font-weight:500;color:#fffc;text-transform:uppercase;letter-spacing:.5px}.footer{padding:60px 24px 40px;background:var(--bg-white);border-top:1px solid var(--border-strong);font-size:14px}.footer__inner{max-width:1000px;margin:0 auto;display:grid;grid-template-columns:2fr 1fr 1fr;gap:40px}.footer__brand{font-family:Merriweather,serif;font-weight:900;font-size:18px;color:var(--brand-navy);margin-bottom:12px}.footer__col-title{font-weight:700;color:var(--brand-navy);margin-bottom:16px;font-family:Merriweather,serif}.footer__links{list-style:none}.footer__links li{margin-bottom:8px}.footer__links a{color:var(--text-muted);text-decoration:none}.footer__links a:hover{color:var(--brand-burgundy);text-decoration:underline}.footer__bottom{max-width:1000px;margin:40px auto 0;padding-top:24px;border-top:1px solid var(--border-subtle);display:flex;justify-content:space-between;color:var(--text-light);font-size:12px}@media(max-width:768px){.navbar__links{display:none}.calc-form,.footer__inner{grid-template-columns:1fr}.article__content{padding:24px 16px;border:none;box-shadow:none}}.article__cover{width:100%;height:350px;object-fit:cover;border-radius:var(--radius);margin-bottom:40px;border:1px solid var(--border-strong);box-shadow:var(--shadow-subtle);filter:sepia(10%) contrast(1.1)}@media(min-width:900px){.article__cover{height:450px}}